Whether you just said “yes!” and put on your engagement ring for the first time or you’ve been wearing your ring for years, no time is a good time for your diamond to fall out. Sadly, because a piece of jewelry like the diamond ring is handled so much, this makes them naturally subject to damage. Follow along for a practical approach when the worst occurs and then learn how to ensure it doesn’t happen again!
Practical Steps
As soon as you realize the diamond in your ring is missing, look for it! Retrace your steps and let anyone you were with know because multiple pairs of eyes are always better than one.
Were you at home when you lost it? It may be easy as using the flashlight method to find it! First, limit foot traffic and movement. Then, turn off the lights, darken the house as much as possible, and grab a flashlight. Diamonds do sparkle so, even if it is nestled in a rug or carpet, it should shine back at you as soon as the light hits it.
If you think you lost it outside your home, notify any restaurants, stores or public places you’ve been since you realized the stone was missing. Never underestimate the kindness of humanity, there’s a chance someone found it and will return it if they’re honest.
If you are lucky enough to locate the missing stone, do not try and fix it yourself. Take it a jeweler to have them reset it – more than likely, the setting is damaged and will need to be fixed, as well.
Insurance
Best case scenario, your ring was insured when it was purchased. In this instance, your next step is to file a claim. In the event that it was not, you can try contacting the jeweler who sold you the ring. While this may not guarantee a replacement, they are the most knowledgeable person you can talk to and can point you in the right direction.
Planning for the Future
Moving forward, keep an eye on wear and tear. Get in the habit of routinely checking your ring for any signs of deterioration such as bent prongs, loose stones, or chipped mounting parts.
Do not underestimate the importance of setting – there is a higher risk of your diamond falling out contingent upon the shape, construction, and design of the setting. The truth is, the perfect diamond ring is only as perfect as its setting. No matter how many precautions you take, the setting makes all the difference when it comes keeping your stone safe and secure. Consider a bezel or prong setting, over pave-set stones. Don’t forget: metal matters. Opt for platinum or white gold fasteners and mounting parts over yellow gold, which is a softer metal and more prone to damage.
If you didn’t have an insurance policy before the worst happened, take one out now. Regardless of the setting or stone you choose, no design is completely foolproof and taking out an insurance policy on your ring is the surest way to protect your investment.
Schedule routine cleanings and inspection from a professional, like Shreve & Co., which are complimentary and will save you a world of heartache in the end.
